Hello [FIRST_NAME],

This is a short message to retirees. Maybe you know one.

As a retiree myself, I see first-hand that the income I need to make
ends meet is difficult. The income promises made to me by our
government and others about what I would really need in retirement
simply don’t have a basis in reality. There is little secure about Social
Security and pensions.

You may know that the IRS in the USA even considers them “taxable
income”, as do most governments. But I found a way to make up for
it, and perhaps take a step up. Now that I have more time to consider
such things, what I found makes a lot of sense.