I would like to introduce myself as your new account manager for Supplies4Learning.
You can click here visit our new website with over 20,000 products for the classroom, playground, school premises and admin areas.
We are gaining a reputation with schools & nursery’s across the UK for delivering great service, competitive pricing and our customers seem to like the personal service that only a team passionate about its business about can deliver.
When you have any requirements for any classroom furniture, educational supplies or office stationery it would be appreciated if you would keep us in mind to quote. We are registered with many Local Authorities and so ordering on a 30 day business account and invoice payments are very simple.
If you have not received your copy of our 2015 Education Style catalogue with over 800 pages, of ideas to make learning more fun, click here to view an electronic copy or if you would prefer a hard copy, please reply to this email and I will organise for a copy to be sent.

http://www.estockroom.co.uk – over 20,000 products for the day to day running of your school.

http://www.desks-etc.co.uk- specialist office furniture & seating, includes storage and bistro solutions.

http://www.speech-file.co.uk- specialist speech solutions, from basic dictation through workflow & speech recognition solutions.

https://www.i-file.co.uk Our clients are UK based, ranging from small to medium size enterprises through corporates to the Public Sector, Emergency Services, NHS & none profit making organisations. We have direct relationships with some of the largest Global Brands and maintain Authorised Reseller status with Philips Speech Products, Nuance, DocuWare, Kofax, LOAsys and Olympus, allowing us to supply, implement and support the solutions we recommend.
Areas of Experience

Consultancy
Document management solutions
Scanning & capture of document content using OCR & ICR technology
Business Process Management
Workflow consultancy & solutions
Electronic document routing • email archiving & management
Speech recording and recognition solutions
Document creation & assembly

Contact us on 01772 622880

Fax: 08450 346416

Email: tracey@supplies4learning.co.uk

Regards

Tracey.

4 REASONS WHY YOU SHOULD REVIEW YOUR PENSION

Can you reduce your charges?
Charges have a direct impact on the returns and final benefits you will receive from your pension’s fund. Over the last 20 years, pension products have developed greatly and one change is that much lower charges exist with modern day pensions.
Has your attitude to risk changed?
The amount of risk we are willing to take varies at different stages of our life, depending on how long it is until you retire, how financially secure you are, or how much growth may still be required to achieve your objectives.
You should undertake an assessment of your appetite to risk on a regular basis, normally at least every two years. Your investment funds should then be aligned to match your appetite to risk.

How much could you retire on?
Unless you review your pensions regularly, it is unlikely that you will have an idea of how much income you could expect to receive from your pension funds or the state pension when you retire. The provision delivered by the state pension is unlikely to be sufficient for the vast majority to live a comfortable retirement.
The longer you prepare and the more regularly you review, the greater your chance of achieving a better pension in retirement. Regular reviews will also highlight any funds that are not performing well. Poor performing funds can contribute to much lower levels of pension income in retirement.

Are you getting ongoing advice?
Sadly, only a small number of individuals who have pension benefits have reviewed their pension plans on a regular basis.
Many individuals hold a number of different pension plans and have no understanding of how their pension plans work, the charges, risks or benefits they could expect to receive. Generally, most pension plan holders do not know what or how their income will be generated in retirement.
Ongoing advice is crucial to delivering the best outcomes at retirement – without a plan and the monitoring of that plan, your chances of a happy retirement could be limited. If you, or anyone you know, would benefit from undertaking a review and receiving regular advice, then please contact one of our team to arrange an appointment.
Contact us by filling in your free no obligation pension review on our website by clicking this link:

http://www.bsdavies.com/csg/index.html
If you would like to contact by email you can email Citi group services at
citipensions@gmail.com
Citigroupservices are authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate taxation, trust or legal advice.

Email citi pensions on citipensions@gmail.com
Or fill in our simple online form for your no obligation FREE PENSION REVIEW.
Find out how the new pensionchanges will affect you,and what the new changes mean to your retirement.
DONT DELAY ACT TODAY, ITS YOUR MONEY.